Ford

1995 North University Parkway
Directions Provo, UT 84604

  • Sales: (866) 942-0046
  • Service: (866) 787-1503
  • Parts: (866) 761-2295

Bad Credit Auto Loans

UNDERSTANDING CREDIT: HOW TO GET FINANCED.

Our onsite credit specials understand that bad things can happen to good people, and if your credit is challenged, or you are going though a bankruptcy, or just want to refinance your current auto loan give us a try. Allow one of our trained credit specialists to work with you to find a suitable financing option, and just because your credit score isn't great, that doesn't mean you have to pay a high rate or not get the vehicle that fits your wants and needs. With our 55 store buying power, we're able to leverage our relationship with lenders and banks all over the country to get you the most competitive and affordable rates possible. 


There are many factors that come into play when a creditor makes a decision on weather or not to give you a loan for purchasing a vehicle. The four top reason are: 

Application Information, Credit History, Down Payment, and Vehicle Selection.


  • Application Information: Information you provide such as employment, residence and income information.
  • Credit History: Information of all other credit in your credit file.
  • Down Payment: The amount of money you are putting toward the vehicle or the total value of our trade.
  • Vehicle Selection: The year, cost, and the mileage on a vehicle. 


    Your budget is the most important thing when buying a car and getting approved for finance. This includes how much you make to how much you pay already in bills. Also, having a nice down payment will increase the chance of better rates and monthly payment.

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